Lead banks use Veefin ADP to deploy sophisticated distribution AI algorithms, coordinate simultaneous funding from multiple parties, and manage complex payment flows across international funder networks.
Deploy sophisticated AI algorithms enabling precise asset distribution across multiple funders based on your strategic requirements.
Orchestrate complex multi-party SCF transactions with instant funding distribution, automated settlement reconciliation, and seamless payments.
Integrate with any existing SCF platform without operational disruption through our comprehensive APIs.
Leverage intelligent error handling that learns from manual interventions to automatically resolve distribution failures and optimize funder allocation over time.
Configure distribution strategies at multiple levels with flexible partial distribution capabilities across your SCF portfolio.
Access real-time insights on program performance, funder utilization, and distribution efficiency with configurable dashboards.
Create sophisticated rule-based configuration that links your SCF programs with distribution logic, ensuring seamless asset flow and intelligent allocation decisions.
Define which invoices flow to ADP based on program type, size thresholds, or counterparty relationships, ensuring only appropriate assets enter the distribution workflow.
Set percentage allocations, priority sequences, yield-based routing, and custom business logic without requiring technical development resources.
Establish and maintain your network of funding partners with detailed parameter configuration including credit limits, interest rate structures, currency preferences, and operational constraints for each relationship.
Modify distribution parameters in real-time based on market conditions, funder availability, or strategic priorities.
Our advanced allocation engine transforms complex business requirements into automated distribution strategies, ensuring optimal funder matching for every transaction in your SCF portfolio.
Choose from eight sophisticated allocation methods including fixed percentage, round-robin, priority-based, lowest yield first, and AI-powered best-fit matching.
Leverage machine learning algorithms that analyze historical performance, relationship patterns, and transaction characteristics to recommend optimal funder allocation for each asset.
Monitor funder capacity, limit utilization, and availability in real-time. The system automatically routes assets to available funders while maintaining optimal distribution across your network.
When funders become unavailable or limits are exhausted, automatically redistribute allocations among remaining active partners while maintaining your desired distribution strategy.
Coordinate simultaneous funding from multiple parties with complex funding sequences, proper allocation verification, and partial funding management.
Monitor status changes, payment applications, and maturity events across all participating funders with complete audit transparency.
Maintain perfect synchronization between ADP and your core banking systems. Real-time updates mean that limit utilization, accounting entries, and regulatory reporting remain accurate.
Implement robust error handling protocols that identify, escalate, and resolve distribution failures automatically.
Automatically create precise payment instructions for each funder based on their allocation percentage, interest calculations, and fee structures. Generate SWIFT messages, API calls, or custom payment formats as required.
Handle complex currency scenarios with automated foreign exchange rate application, currency conversion calculations, and multi-currency reconciliation across international funder networks.
Process borrower repayments and automatically allocate funds to each participating lender based on their proportional share, interest accruals, and fee agreements.
Maintain instant reconciliation across all payment flows with automated matching of expected versus actual payments, exception flagging for discrepancies, and comprehensive settlement reporting.
Deploy sophisticated allocation strategies tailored to your specific SCF program requirements and risk management objectives
Allocate every asset to funders based on fixed, pre-defined percentages for predictable distribution patterns and consistent risk exposure management.
Automatically reallocate fund shares among remaining active funders when any participant becomes unavailable or reaches capacity limits.
Allocate every asset to funders based on fixed, pre-defined percentages for predictable distribution patterns and consistent risk exposure management.
Route assets to funders based on your assigned priority order, enabling strategic partner preferences and relationship management.
Maximize profitability by automatically allocating to funders offering the most competitive cost of funds first.
Create sophisticated allocation rules based on configurable business parameters, asset characteristics, and program-specific requirements.
Leverage AI to identify the optimal single funder for each asset based on historical performance, relationship patterns, and capacity analysis.
Maintain complete control with manual funder selection capabilities for high-value transactions or strategic relationship management.
Open API architecture to build custom integrators
Our platform allows lead banks to originate and manage SCF programs larger than their available capital by automatically distributing assets across a network of partner funders.
For example, a bank can run a 10,000 crore program while only deploying 1,000 crores of their own capital, earning fee-based revenue on the distributed portion without taking balance sheet risk. The platform handles all the complex distribution mechanics, settlement, and reporting automatically.
Yes, our platform is built with an API-first architecture specifically designed for universal integration. Whether you're using Veefin's SCF platform or third-party loan management systems, our ADP seamlessly integrates without disrupting your existing operations. We provide pre-built connectors for major SCF platforms and comprehensive APIs for custom integrations, ensuring your current client relationships and workflows remain unchanged.
Our platform offers multiple algorithms to match different strategic objectives. Fixed percentage allocation provides predictable distribution patterns, while round-robin ensures fair rotation among funders. Priority-based allocation enables strategic partner preferences, and lowest yield first maximizes cost efficiency. Our AI-powered best-fit algorithm learns from historical data to optimize funder matching. The choice depends on your risk management strategy, partner relationships, and profitability objectives - our implementation team helps configure the optimal approach for your portfolio.
Program-level distribution allocates entire SCF programs across multiple funders based on predetermined percentages or rules, ideal for consistent strategic allocation. Asset-level distribution operates at the individual invoice level, providing granular control where each transaction can be allocated differently based on specific criteria like size, counterparty, or market conditions. Both approaches can be configured for full or partial distribution, giving you complete flexibility in managing your multi-lender SCF operations.
Our deviation engine continuously monitors distribution processes and learns from both successful transactions and manual interventions when issues occur. When distribution failures happen, the system analyzes the resolution steps taken by your team and incorporates this learning into its automated decision-making. Over time, the engine becomes increasingly capable of resolving common distribution issues automatically, reducing manual oversight requirements and improving overall system reliability.
Absolutely. Our platform supports multiple concurrent SCF programs with completely different distribution strategies, risk parameters, and funder networks. You can configure unique algorithms for vendor finance versus distributor finance programs, set different rules for high-value versus routine transactions, and maintain separate funder networks for different business lines. The no-code configuration interface allows your team to modify these strategies without technical development.
Our payment engine includes comprehensive multi-currency support with automated foreign exchange rate management, cross-border payment orchestration, and regulatory compliance features. The system can handle complex scenarios where borrowers, anchor clients, and funders operate in different currencies, automatically calculating exchange rates, managing currency conversion, and ensuring proper settlement across international banking networks while maintaining complete audit trails for regulatory reporting.
