Streamline Complex SCF Transactions With Specialized Loan Management
Lenders use Veefin's SCF LMS to manage revolving credit facilities, process diverse invoice types, and handle unique settlement needs of supply chain finance programs.
Veefin SCF LMS at a glance
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Dynamic Credit Facilities
Unlike traditional EMI loans, manage revolving credit lines with ad-hoc drawdowns and repayments based on individual invoices
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Flexible Invoice-Level Settlement
Process repayments at the individual invoice level with flexible reconciliation rather than fixed installment schedules
Multiple Interest Calculation Methods
Configure different interest rates and calculation methods per invoice based on tenor, relationship, and product type
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Multi-Currency Support
Process transactions in multiple currencies with automated exchange rate management and cross-border payment orchestation
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Accounting & GL Integration
Automate financial postings with configurable GL mapping and accrual calculations for SCF transactions
Program Analytics
Track program performance, limit utilization, and transaction metrics across anchors and counterparties
Core SCF LMS Capabilities
Build and Scale SCF Programs with Ease
Veefin’s Program Setup module lets you configure, customize, and manage SCF programs with unmatched flexibility. From creating new products to orchestrating complex workflows, our no-code platform empowers you to adapt to any market or client need.
Program-Level Management
Deliver targeted messages based on dealer position, delinquency reasons, and previous interactions. Use preferred channels and appropriate tone to maximize engagement while preserving critical business relationships.
Product Factory
Create unlimited SCF products—vendor finance, reverse factoring, Islamic banking—with a no-code interface. Define terms, eligibility criteria, and workflows in 1.5 months or less, without vendor dependency.
Tri-Party Agreement Management
Digitally manage complex multi-party contracts with automated creation, e-signatures, and version control. Integrates with legal and compliance systems to ensure regulatory adherence across 15+ countries.
Workflow Orchestration
Design approval hierarchies and process flows with a no-code drag-and-drop tool. Set conditional paths (e.g., “escalate if loan > $1M”) and embed compliance checks (e.g., SWIFT, AML).
Streamlining Complex SCF Payment Flows
Orchestrate the intricate movement of invoices, approvals, and funds across your entire supply chain finance ecosystem.
Invoice Processing
Digitize the entire invoice lifecycle with automated validation against purchase orders and goods receipts. Our intelligent workflows route documents for appropriate approvals based on configurable business rules, while automated compliance checks ensure regulatory adherence.
Revolving Credit Handling
Manage dynamic credit facilities where limits are continuously utilized and replenished. The system tracks available credit in real-time across multiple dimensions (anchor, counterparty, program), applies appropriate buffer rules, and enforces sublimits while providing headroom calculations for optimal facility management.
Dynamic Due Date Calculation
Eliminate manual date tracking with automated maturity date determination based on complex rules. The system calculates due dates considering invoice terms, grace periods, non-working days, and custom anchor/counterparty arrangements to ensure accurate settlement scheduling.
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Multi-Party Settlement
Orchestrate sophisticated payment flows between anchors, counterparties, and financial institutions. Configure who pays whom under which circumstances, automate payment instructions to your banking partners, and maintain complete visibility throughout the settlement process.
Invoice Matching & Reconciliation
Transform a traditionally manual process with intelligent algorithms that automatically match incoming payments to outstanding invoices. The system handles partial payments, bulk settlements, over/under payments, and even payment reversals with configurable allocation rules.
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Exception Management
Identify and resolve discrepancies with configurable exception handling workflows. Flag unusual patterns, route exceptions to appropriate teams, track resolution status, and maintain comprehensive audit trails for compliance and process improvement.
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Optimizing SCF Economics
Our financial management capabilities ensure precise calculation, tracking, and posting of all financial aspects of your supply chain finance programs.
Actionable Insights for SCF Excellence
Program Dashboards
Track KPIs including volume, growth, and utilization
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Transaction Monitoring
Real-time visibility into disbursements, settlements, and outstanding amounts
Financial Reports
Built-in P&L, balance sheet, and cash flow reporting
Relationship Analytics
Monitor anchor-counterparty performance and transaction patterns
Compliance Reporting
Generate regulatory reports with configurable templates
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Audit Trails
Comprehensive tracking of all system activities and approvals
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Manage All Your SCF Products On A Single Platform
Vendor Finance
- Process supplier invoices
- Calculate early payment discounts
- Manage recourse provisions
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Distributor Finance
- Manage dealer credit lines
- Track inventory financing
- Monitor floor plan utilization
Reverse Factoring
- Handle approved payables
- Apply anchor-based pricing
- Automate supplier payments
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Invoice Discounting
Sales/purchase invoice financing, multi-currency support.
Invoice Discounting
Sharia-compliant financing structures.
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Deep Tier Finance
Multi-tier supply chain financing for extended networks.
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Integration with enterprise systems
Open API architecture to build custom integrators
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Experience the
Veefin Difference
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Frequently Asked Questions
How does Veefin's SCF LMS handle revolving credit facilities differently from traditional term loans?
Our SCF LMS is specifically designed for the revolving nature of supply chain finance. Unlike traditional loan systems that manage fixed installment schedules, our platform handles dynamic drawdowns against a credit facility, with each invoice representing a separate utilization. The system automatically calculates interest based on the actual financing period of each invoice, manages multiple simultaneous transactions under one facility, and processes settlements at the invoice level rather than as regular EMIs.
How does your system calculate interest for supply chain finance transactions?
Our system offers multiple interest calculation methods that can be configured based on product type, program, and even specific anchor-counterparty relationships. For each invoice, interest can be calculated using simple, compound, or front-loaded methods, with options for different day count conventions (actual/360, actual/365, etc.). You can set different rates based on invoice tenor, allowing for pricing optimization across your SCF portfolio.
How does the invoice settlement process work in your SCF LMS?
When a payment is received, our system intelligently matches it to outstanding invoices using configurable reconciliation rules. It can handle partial payments, bulk settlements covering multiple invoices, and even scenario-based application of funds. Once matched, the system automatically updates limit utilization, generates settlement notices, and posts the appropriate GL entries. The entire process provides complete transparency with detailed settlement reports for all parties.
Can we manage multiple SCF products on one platform?
Yes, our SCF LMS is designed to handle diverse SCF products with their unique transaction workflows on a single platform. Each product (vendor finance, distributor finance, reverse factoring, invoice discounting, etc.) has specialized processing logic, documentation requirements, and settlement rules - all configurable through our Product Factory. This gives you the flexibility to offer a comprehensive SCF portfolio while maintaining centralized management and reporting.
How does the system integrate with our existing core banking infrastructure?
Our platform features certified connectors for all major core banking systems with bidirectional data synchronization. The integration covers limits management, GL posting, customer information, and regulatory reporting. We use industry-standard protocols (ISO 20022, SWIFT, etc.) and offer pre-built adaptors for common banking platforms. Our implementation team has extensive experience connecting SCF LMS with diverse banking infrastructures across global markets.
How does the SCF LMS track utilization and availability in revolving credit facilities?
The system maintains real-time tracking of facility utilization across multiple dimensions including anchor, counterparty, product, currency, and program. As invoices are financed, limits are consumed; as they're settled, capacity is replenished. The platform provides configurable controls for sublimits, buffer periods, headroom calculations, and periodic limit reviews. Automated alerts notify stakeholders of approaching thresholds, while comprehensive dashboards offer full visibility into utilization patterns.