PSBXchange
One platform for onboarding, underwriting, and disbursement across India's largest SCF ecosystem.
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Banks, NBFCs, financial institutions
Connect with 200+ B2B platforms and fintechs through one API. Reduce customer acquisition costs while expanding your digital lending reach.
B2B marketplaces, treasury tech, ERP platforms, SCF fintechs, procurement platforms
Choose from eight sophisticated allocation methods including fixed percentage, round-robin, priority-based, lowest yield first, and AI-powered best-fit matching.
How PSB Xchange works
Complex Individual Partnerships
Each platform needs separate agreements with each lender
Individual integrations take 6-12 months
High cost and complexity for both sides
Limited access to diverse funding sources
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Unified Ecosystem
One integration connects to entire network
4-week deployment timeline
Standardized processes and documentation
Complete access to ecosystem participants
PSBXchange Platform Core Capabilities
Unified Integration & Infrastructure
Single API connection handles onboarding, underwriting, and disbursement across all lenders. Pre-built connectors eliminate custom development for each lender relationship.
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30+ ready-to-use connectors- Real-time data synchronization
- Event notifications and alerts
- Comprehensive technical documentation
Smart Lender Matching & Risk Assessment
Automated routing matches borrowers with suitable lenders based on credit appetite, risk parameters, sector focus, and loan size preferences. Centralized underwriting engine processes applications efficiently.
- Intelligent algorithms match borrowers with suitable lenders
- Third-party data integration (GST, tax returns, bank statements)
- Customizable credit scoring models
- Automated approval workflows
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End-to-End Digital Process & Loan Management
Fully automated workflow from application to disbursement. Digital documentation, automated scoring, electronic approvals, and instant fund transfer reduce processing time from weeks to days.
- Complete loan lifecycle management
- Multiple product configuration support
- Real-time portfolio monitoring
- Automated compliance reporting
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Seamless Partner Integration & Customer Onboarding
Rapid deployment with complete technical documentation, testing environments, and dedicated support. Unified customer acquisition workflows streamline the entire process.
- Multi-channel lead capture and routing
- Intelligent application processing
- Automated document verification
- Minimal IT resources required for go-live
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PSBXchange Platform Benefits for B2B platforms & fintechs
Who Uses
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B2B Marketplaces connecting buyers and sellers
Treasury Management Platforms handling corporate cash flow
ERP & Accounting Software managing business operations
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Supply Chain Finance Companies specializing in trade finance
Procurement Platforms digitizing purchase processes
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Distribution Technology connecting manufacturers with retailers
Public Sector Banks expanding digital lending
Private Sector Banks seeking fintech partnerships
NBFCs accessing new customer channels
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Small Finance Banks scaling customer acquisition
Join India's largest working capital finance ecosystem
State Bank of India, Bank of Baroda, Central Bank of India, Indian Overseas Bank, and UCO Bank have already joined PSBXchange.
