PSBXchange

Powered by PSB Alliance | Developed by Veefin

One platform for onboarding, underwriting, and disbursement across India's largest SCF ecosystem.

200+ sourcing partners
40+ lenders
Unified infrastructure
200+ CUSTOMER ACQUISITION PLAYERS & FIs ON A SINGLE PLATFORM
Customer Acquisition Channel
1  SCF Onboarding Fintechs
2  Procurement Tech Platforms
3  Accounting Platforms/ERPs
4  B2B Marketplaces
5  IRP/Treasury Tech Platforms
and many more...
Third Party Data Provider
Underwriting
GSTN
AML
MCA Financials
ITR
BSA
Financial Screening
Customer Onboarding Module

Lenders Set
Gating Criteria

Underwriting Module
SCF Loan Management Module

On-Prem Cloud Deployment

Third Party Data Provider
Underwriting
GSTN
AML
MCA Financials
ITR
BSA
Financial Screening
SCF Loan Management Module

On-Prem Cloud Deployment

Core Banking Systems
Image showing Charts and Data
For Sourcing Partners

B2B marketplaces, treasury tech, ERP platforms, SCF fintechs, procurement platforms

Single integration to network with every lender

Choose from eight sophisticated allocation methods including fixed percentage, round-robin, priority-based, lowest yield first, and AI-powered best-fit matching.

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For Lenders

Banks, NBFCs, financial institutions

Single integration to access every sourcing partner

Connect with 200+ B2B platforms and fintechs through one API. Reduce customer acquisition costs while expanding your digital lending reach.

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How PSB Xchange works

Before PSBXchange

Complex Individual Partnerships

Each platform needs separate agreements with each lender

Individual integrations take 6-12 months

High cost and complexity for both sides

Limited access to diverse funding sources

With PSBXchange

Unified Ecosystem

One integration connects to entire network

4-week deployment timeline

Standardized processes and documentation

Complete access to ecosystem participants

PSBXchange Platform Core Capabilities

Unified Integration & Infrastructure

Single API connection handles onboarding, underwriting, and disbursement across all lenders. Pre-built connectors eliminate custom development for each lender relationship.

  • 30+ ready-to-use connectors
  • Real-time data synchronization
  • Event notifications and alerts
  • Comprehensive technical documentation

Smart Lender Matching & Risk Assessment

Automated routing matches borrowers with suitable lenders based on credit appetite, risk parameters, sector focus, and loan size preferences. Centralized underwriting engine processes applications efficiently.

  • Intelligent algorithms match borrowers with suitable lenders
  • Third-party data integration (GST, tax returns, bank statements)
  • Customizable credit scoring models
  • Automated approval workflows

End-to-End Digital Process & Loan Management

Fully automated workflow from application to disbursement. Digital documentation, automated scoring, electronic approvals, and instant fund transfer reduce processing time from weeks to days.

  • Complete loan lifecycle management
  • Multiple product configuration support
  • Real-time portfolio monitoring
  • Automated compliance reporting

Seamless Partner Integration & Customer Onboarding

Rapid deployment with complete technical documentation, testing environments, and dedicated support. Unified customer acquisition workflows streamline the entire process.

  • Multi-channel lead capture and routing
  • Intelligent application processing
  • Automated document verification
  • Minimal IT resources required for go-live

PSBXchange Platform Benefits for B2B platforms & fintechs

4-Week Integration Timeline

Rapid deployment with pre-built integrations and standardized workflows

40% Reduced Onboarding Cost

Unified processes eliminate duplicate work and streamline operations

50% Faster Go-to-Market

Launch embedded finance offerings without lengthy lender negotiations

60% Lower Compliance Cost

Centralized compliance framework reduces regulatory overhead

Who Uses

Platform Partners
Financial Institution Partners

B2B Marketplaces connecting buyers and sellers

Treasury Management Platforms handling corporate cash flow

ERP & Accounting Software managing business operations

Supply Chain Finance Companies specializing in trade finance

Procurement Platforms digitizing purchase processes

Distribution Technology connecting manufacturers with retailers

Public Sector Banks expanding digital lending

Private Sector Banks seeking fintech partnerships

NBFCs accessing new customer channels

Small Finance Banks scaling customer acquisition

Join India's largest supply chain finance ecosystem

State Bank of India, Bank of Baroda, Central Bank of India, Indian Overseas Bank, and UCO Bank have already joined PSBXchange.

200+ platform partners ready to connect. Your turn.
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