India's First Trade Receivables Asset Class
India's pioneering securitization platform converting B2B trade receivables into institutional-grade investments.
Access a new asset class with structured risk protection and superior yields.
The Market Opportunity
India's securitization market is experiencing significant growth, yet remains just a fraction of developed markets where debt securities represent a majority of corporate debt.
Meanwhile, MSMEs forming the backbone of India's economy as a substantial portion of GDP and enterprises continue to face significant financing challenges.
Gaps We Address
Limited Asset Classes
Traditional fixed-income options offer insufficient yields in the current market environment
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Inefficient Dealer Financing
Individual dealer onboarding and underwriting creates operational burden and limits coverage
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Risk-Return Imbalance
Conventional investments fail to optimize the balance between security and yield potential
How Veefin Capital Bridges the Gap
Innovative Securitization Engine
We transform trade receivables into investment-grade, credit-rated Pass-Through Certificates through a structured process.
Structuring
We create tranched securities with optimized risk-return profiles
Pooling
Businesses bundle receivables into diversified pools
Enhancement
Credit support mechanisms ensure investor protection
Distribution
Rated securities connect to institutional investors
Nationwide Distribution Network
Our platform connects originators with institutional investors across India. Banks, NBFCs, mutual funds, and HNIs.
Our platform enables
Seamless nationwide access
Single-point connectivity
Market reach expansion
Scale without infrastructure investment
Technology - Enhanced Underwriting
Our technology foundation powers the entire securitization ecosystem.
Automated Risk Assessment
Data-driven algorithms evaluate vendor quality and segment portfolios by risk parameters
Process Efficiency
Streamlined operations reduce costs and accelerate timelines from weeks to days
Enhanced Security
Multi-layer risk controls and continuous portfolio monitoring protect all stakeholders
Real-Time Insights
Comprehensive dashboards provide full visibility into performance metrics
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A New Asset Class
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High-Yield Portfolio Expansion
Invest in credit-rated PTCs from diversified receivables. Securitization delivers superior yields compared to traditional fixed-income instruments while maintaining structural protections.
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Secure Asset Diversification
Participate in India's growing MSME sector with streamlined exposure. Single transactions provide access to hundreds of underlying vendors without individual assessment requirements.
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Efficient Capital Deployment
Investors can choose tranches matching their risk appetite and investment strategy, enabling precise capital allocation across different risk-return profiles.
Experience the
Veefin Difference
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Frequently Asked Questions
What makes dealer receivables an attractive asset class for investors?
Dealer receivables offer several advantages as an investment asset class. They provide exposure to India's growing MSME sector while delivering attractive yields compared to traditional fixed-income investments. Our structured approach creates credit-rated Pass-Through Certificates with prioritized payment waterfall and credit enhancements, balancing yield with protection. The short-term nature of trade receivables (typically 90 days) enables relatively quick cash flow generation while our replenishment mechanism extends instrument tenor to 12 months for sustainable investment periods.
How does your securitization process work?
Our platform features persona-driven, journey-based interfaces that adapt to different user roles instead of the traditional field-based forms found in legacy systems. Users can customize their experience with widget-based dashboards, while our repository of widgets allows for mix-and-match configurations based on individual preferences. This approach dramatically improves user adoption and productivity while reducing training requirements.
What criteria do receivables need to meet to be included in your securitization pools?
Veefin's Trade Finance platform serves as a catalyst for digital transformation by providing a modern, flexible foundation that can evolve with changing business needs. Our API-first architecture enables seamless integration with fintech innovations, marketplace participation, and open banking initiatives. The composable nature of our platform allows banks to modernize incrementally, replacing specific components while maintaining business continuity.
How does recent regulatory evolution impact securitization investments?
Implementation timelines vary based on scope, but our modular approach allows for phased deployments that deliver value quickly. Typical implementations range from 6-18 months depending on the number of modules and complexity of integrations. Our multi-entity capability allows global banks to deploy a single instance across multiple countries, significantly reducing the time and cost compared to traditional country-by-country implementations.
What types of financial institutions typically invest in your securitized products?
Our multi-entity architecture allows banks to consolidate multiple country operations on a single platform, reducing infrastructure, maintenance, and support costs. The persona-driven self-service capabilities reduce dependency on relationship managers and customer support staff. Additionally, our low-code customization toolkit minimizes reliance on expensive third-party vendors for customizations and enhancements.